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Your quote is based on your inputs into our calculator, including the interest rate. Your interest rate is based on a number of factors including the type and age of the asset you want to finance, your employment history, credit history and residential status.
Contact Austrack Finance today to get an accurate finance quote for your next purchase.
How to get a loan with Austrack Finance - 4 easy steps!
You have now looked at the figures and determined that your new loan repayments will fit into your budget. Now you need an experienced finance broker to get you a competitive loan approval to save you time and money. Austrack Finance has a team of finance experts and access to over 40 different lenders. We will get you the best deal in town!
4 easy steps to drive away
Our loan process takes 4 easy steps.
- Apply
- Get approved
- Sign your loan contract
- Settlement
1. Apply
Firstly, complete our application form. We can fill out the form over the phone with you. This usually only takes 5 minutes. Alternatively, you can fill out the form in the comfort of your own home or workplace.
Secondly, email any requested supporting documents. You will need to prove who you are, where you live and your income. Documents may include drivers’ licence or passport; rental agreement or rates notice; pay slips, bank statements, or tax returns. Once we have taken your application, we will be able let you know exactly what documents we will need to get your loan approved.
2. Get approved
Austrack Finance assesses your application and discusses you loan with lenders that suit your circumstances. We apply to the lender with the lowest interest rate and best loan terms. Most loan approvals take less than 24 hours. Once your loan is approved, we contact you with the approval details – loan amount, rate, term, repayment. We also discuss any approval conditions, such as, comprehensive insurance and repayments via direct debit.
3. Sign loan contract
Your loan contract is emailed to you for signing. Simply sign and return by email along with any requested documents. Comprehensive insurance is a requirement of all secured loans. It protects you, your new purchase, and the lender. A ‘certificate of currency’ is provided by your insurer as proof of insurance. It lists the financier as an interested party on your insurance policy.
4. Settlement
The loan is sent to the lender for settlement. Monies are usually transferred overnight to the seller or dealer. Once settlement has occurred, we inform both you and seller. You can then pick up your new purchase and drive away!
Experience the Austrack difference today - quick and easy finance along with exceptional customer service.