Where will holiday finance take you in 2016?

With 2016 nearly upon us, it's time to think ahead to what the coming year could bring. If you've been dreaming of taking that big trip, there's never been a better time to book those flights and pack those bags… but where will you be heading? 

Time to take a break?

For those of you committed to taking a proper holiday, congratulations! According to Expedia's Vacation Deprivation survey, the world's workers collectively fail to claim 20 per cent of their paid annual leave each year, resulting in many feeling the effects of so-called 'holiday deprivation'. 

"For some workers, vacation is a right, and for others, it's a guilty pleasure," explains Expedia VP John Morrey. 

"A healthy work-life balance is critical, not only to give workers a chance to enjoy their lives outside of the office, but also to recharge, making you more productive when you get back to work."

If you're ready to book your next adventure, a personal loan from AAA Finance could help to make it happen. Here are some of the world's trending destinations for 2016 to help inspire your travel plans. 

Greenland

This surprising entry has been making a considerable amount of buzz in the travel world. This frozen island, 80 per cent of which is covered by a giant ice sheet, represents a chance to experience nature like never before. 

Home to a population of under 57,000, Greenland is known for its incredible natural phenomena, including the Aurora Borealis, or Northern Lights. You can head across to this icy destination to witness them for yourself during the months between September and April.

If you're a keen snow sports fan, the beginning of the year is a prime time to visit, as the nation will be hosting the Arctic Winter Games from March 6-11.

In addition, if you are planning your visit for later in the year, when the temperatures will be milder, you could encounter the Midnight Sun. This surreal occurrence bathes the icy land near the Arctic Circle in golden light, even in the dead of night. 

Havana, Cuba 

Not content with seeing the Eiffel Tower or London Bridge, the destination that has seen the biggest surge in popularity for Australians is Havana, Cuba. This is according to a recent Skyscanner report, which shows a staggering 95 per cent increase in interest compared to the same time last year. 

This Caribbean island appears almost frozen in an earlier decade as you wander its cobbled streets. Explore the 16th century Plaza de Armas with its swaying palms and manicured gardens, or stumble upon the architectural delight of the Cathedral of San Cristobal de la Habana.

After a leisurely meal under the lingering sun, make your way to one of the local salsa clubs and soak up the rich atmosphere created by the music and dance. Take it easy exploring the old town, or feel the wind in your hair on a classic car tour riding in an old convertible. 

A photo posted by Anthony Rosas (@arosas0311) on

Tokyo, Japan 

The capital of the Land of the Rising Sun also makes the Skyscanner list of most popular destinations for Aussie travellers in 2016. This diverse city is also the world's most populated, according to findings released by the UN, with the greater metropolitan area that is home to 38 million people.

You'll feel the scale of the place in Shibuya crossing, one of the busiest pedestrian crossings in the world, or in the Tsukiji fish market and the techno district of Akihabara. However, there are also pockets of Tokyo where you can find a moment to reflect and catch your breath. 

One such place is Meiji Shrine, surrounded by its own 700,000 square metres of forest grounds right in the middle of the city. The main entrance is marked by the giant Torii Gate, reaching over 12 metres high, after which you'll find the winding paths leading to the Shinto shrine. Keep your eyes peeled for wedding processions that often take place here on Sundays.

For the best views of this sprawling city, be sure to head up to the top of the red and white striped Tokyo Tower.

What loan is right for my holiday?

If you have a strong credit history, you may be eligible to apply for an unsecured personal loan from a value of $4,000 to $30,000. This means whether you're sky-gazing in Nuuk, Greenland, or shopping in Harajuku, Tokyo, you'll have the flexibility to enjoy your holiday to the full. 

If you aren't sure you qualify for an unsecured loan, you can also talk to AAA Finance about a secured personal loan. To find out more about how you can be one step closer to your dream holiday, get in touch with the team today. 

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